Owners have the right to inspect official association records, including:

• • Financial reports
  • Meeting minutes
  • Contracts
  • Insurance policies
  • Budgets
  • Board meeting notices

The association must generally provide access within 10 business days after receiving a written request.

Yes. Associations must prepare annual financial reports based on total revenues, ranging
from:

• • Reports on income receipts and expenditures
  • Yearly audited financial statements

A quorum at a member’s meeting shall consist of persons entitled to cast a majority of the votes of the Association.

Yes, maybe closed for the following matters

• • Attorney-client discussions
  • Personnel matters
  • Most board meetings must be open to unit owners.

Typically:

• • 48-hour posted notice for regular board meetings
  • 14-day mailed/electronic notice for budget meetings or meetings involving special assessments; specific requirements are defined in the association bylaws

Yes. Owners may audio or video-record board and membership meetings, subject to reasonable association rules.

Yes. Many meetings may be conducted electronically if permitted by law and governing documents, especially for board meetings and owner participation. All video meetings must provide a physical location with appropriate audio equipment (like a speakerphone) so remote members can be heard by in-person attendees.

Yes. Board members may be recalled by unit owners through:

• • Written agreement, or
  • Special recall meeting

Procedures are outlined in FS 718 & FS 720.

Owners have the right to:

• • Receive election notices
  • Submit candidacy notices
  • Vote by secret ballot
  • Challenge election irregularities

The board is responsible for:

• • Managing Association Affairs
  • Maintaining common areas
  • Enforcing rules
  • Managing finances
  • Hiring vendors and professionals

Voting rights are established in the association documents (Declaration and Bylaws). Typically, each unit receives one vote, but some communities allocate voting rights differently based on unit ownership or percentage interest.

Yes. Under FS 718 and 720, voting rights may be suspended for owners who are delinquent in monetary obligations to the association, subject to the governing documents and board approval requirements.

Yes.

Associations are typically required to maintain:

• • Property insurance
  • Liability insurance
  • Fidelity bonding (in some cases)

Owners are usually responsible for insuring personal property and interior improvements.

Certain condominium disputes involving elections, records access, and board actions may require arbitration through the Florida Department of Business and Professional Regulation (DBPR).

Florida law requires certain condominium buildings to complete:

• • Milestone structural inspections
  • Structural Integrity Reserve Studies

These apply mainly to buildings three stories or higher.

There are no recreational facilities on the association.

Fees may vary by unit type because assessments are often based on:

• • Square footage
  • Percentage ownership
  • Unit location or configuration
  • Assigned common element interest

The Declaration of Condominium determines how expenses are allocated among unit types.

Regular assessments are recurring charges collected by the association to cover normal operating expenses, including:

• • Maintenance
  • Landscaping
  • Insurance
  • Utilities for common areas
  • Management fees
  • Reserve contributions

These do not include special assessments.

The board adopts an annual budget that establishes the association’s total operating expenses. Each owner’s share is then calculated according to the allocation formula in the governing documents.

In simple terms, a late fee is a penalty for paying after the deadline. The amount and rules depend on the association’s bylaws

• • Due Date: The 1st day of each month. The payment is considered late after the 10th of each month.
  • Late Fees amount: 10 % of the monthly maintenance amount.

Reserve funds are monies set aside for future major repairs and replacements, such as:

• • Roofing
  • Painting
  • Paving
  • Structural repairs

Waiving or reducing reserves usually requires a membership vote. Is the association funding reserve?

• • Yes.

Yes. Associations may impose special assessments for unexpected expenses or projects, provided they follow the procedures outlined in FS 718 and the governing documents.

A special assessment is an additional charge imposed on owners for unexpected or nonbudgeted expenses, such as:

• • Major repairs
  • Emergency expenses
  • Insurance shortfalls
  • Capital improvement projects

The basis for a special assessment is usually determined by:

• • Percentage ownership
  • Unit type allocation
  • Equal share per unit
  • Specific benefit to certain units

The governing documents control the calculation method.

The due date is set by the board during the assessment’s approval. Payment schedules may include:

• • Lump-sum payment
  • Installment plans
  • Multiple due dates

Owners receive notice specifying payment deadlines.

Yes. Associations must provide proper notice of meetings where special assessments are considered, typically at least 14 days in advance if required by FS 718 or the governing documents.

The association may:

• • Charge late fees and interest
  • Suspend use rights
  • Foreclose on the line

Requirements must comply with the condominium documents and Florida law.

Owners may challenge assessments if they believe:

• • The assessment was improperly adopted
  • The calculation is incorrect
  • The association failed to follow governing documents or statutory procedures

Legal review or dispute resolution may be required.

Yes. Estoppel certificates and condominium disclosures typically include:

• • Current regular assessment amounts
  • Outstanding balances
  • Pending special assessments
  • Upcoming financial obligations

This information helps buyers understand future costs.

Yes. All applicants require approval and police records.

Yes. All residents are required to have an interview with the association or a board member.

Yes. No lease must be for a period of less than four (4) months.

Generally, yes, unless rights are suspended due to violations or delinquent assessments.
Associations may also adopt rules regulating tenant use.

Yes, if supported by appropriate documentation under Fair Housing laws. Associations cannot discriminate against approved assistance animals.

Yes.

• • Yes. The pets can be walked on the grassy area behind the parked cars.

Yes.

• • No commercial vehicles allowed.
  • Decal system implemented by the association.
  • Overnight parking is not allowed without an authorized pass.

Yes. Owners generally have the right to install approved hurricane protection that complies with association specifications.

Yes. Associations may fine owners for violations after:

• • Proper notice
  • Opportunity for a hearing before an independent committee

Fines are subject to statutory limits.

Yes. Owners are required to obtain approval for all exterior modifications prior to commencing the job, including doors, windows, etc.